Alternative medicine coverage in insurance policies has become an increasingly important topic in IELTS Writing Task 2 examinations. Based on analysis of past papers, this topic has appeared multiple times since 2019 and shows a high probability of recurring in future tests, particularly in questions about healthcare systems and government policies.
Should insurance cover alternative medicine remains a complex issue that requires careful consideration of multiple perspectives. Let’s examine a recent IELTS task 2 question on this topic:
Some people believe that alternative medicine treatments should be covered by health insurance, while others think only conventional medical treatments should be included. Discuss both views and give your opinion.
Analysis of the Question
- Topic: Health insurance coverage for alternative medicine
- Task: Discussion + Opinion
- Key elements to address:
- Arguments for including alternative medicine in insurance
- Arguments against inclusion
- Personal stance with justification
IELTS candidates analyzing healthcare insurance coverage options
Band 9 Sample Essay
In the ongoing debate about healthcare coverage, the inclusion of alternative medicine in insurance policies has sparked considerable discussion. While some advocate for comprehensive coverage encompassing alternative treatments, others maintain that insurance should strictly cover conventional medical procedures. I believe a balanced approach that includes selected alternative therapies with proven effectiveness would be most beneficial.
Proponents of including alternative medicine in insurance coverage present several compelling arguments. Firstly, many alternative treatments have demonstrated positive outcomes in managing chronic conditions like back pain and anxiety, often with fewer side effects than conventional medications. Additionally, these therapies can provide preventive care and promote overall wellness, potentially reducing long-term healthcare costs. For instance, acupuncture has shown remarkable success in pain management, leading some insurance companies in Asian countries to already include it in their coverage.
However, those opposing such coverage raise valid concerns. The primary argument centers around the lack of scientific evidence supporting many alternative treatments’ effectiveness. Unlike conventional medicine, which undergoes rigorous clinical trials and regulatory approval processes, alternative therapies often lack standardized quality control and efficacy verification. Furthermore, including these treatments could potentially increase insurance premiums for all policyholders, making basic healthcare less affordable.
In my opinion, a nuanced approach would be most appropriate. Insurance companies should cover alternative treatments that have demonstrated clinical effectiveness through scientific research. This could include well-established practices like chiropractic care and acupuncture, while excluding unproven therapies. Such a selective approach would ensure responsible use of healthcare resources while acknowledging the legitimate benefits of certain alternative treatments.
To implement this effectively, regulatory bodies should establish clear criteria for evaluating alternative therapies’ efficacy and safety. This would create a framework for determining which treatments merit insurance coverage, thereby protecting both patient interests and insurance system sustainability.
Should alternative medicine be covered by health insurance is a question that requires careful consideration of scientific evidence and economic factors. A balanced approach that includes proven alternative treatments while maintaining rigorous standards would best serve public health interests.
Band 7 Sample Essay
The question of whether alternative medicine should be included in health insurance coverage has generated significant debate. While some people support the inclusion of these treatments, others believe insurance should only cover conventional medicine. This essay will examine both perspectives and present my viewpoint.
Those who support including alternative medicine in insurance coverage have several reasons. First, many people find relief from chronic conditions through alternative treatments like acupuncture and herbal medicine. Second, these treatments often focus on prevention rather than cure, which could reduce healthcare costs in the long run. For example, regular yoga therapy might prevent back problems that would otherwise require expensive surgery.
On the other hand, opponents argue that conventional medicine should remain the focus of insurance coverage. Their main concern is that many alternative treatments lack scientific proof of effectiveness. Additionally, including alternative medicine could increase insurance premiums, making healthcare more expensive for everyone. They also point out that regulating alternative medicine providers can be challenging.
In my opinion, insurance should cover certain alternative treatments, but only those with proven benefits. This would give patients more treatment options while ensuring that insurance resources are used responsibly. For instance, treatments like chiropractic care, which has shown clear benefits for certain conditions, could be covered.
Should governments provide free health care for everyone? This question relates closely to insurance coverage decisions and requires careful consideration of both public health and economic factors.
Key Vocabulary
- efficacy (n) /ˈefɪkəsi/ – the ability to produce a desired result
- conventional medicine (n) /kənˈvenʃənl ˈmedɪsn/ – traditional, mainstream medical treatment
- holistic (adj) /həʊˈlɪstɪk/ – characterized by the treatment of the whole person
- premium (n) /ˈpriːmiəm/ – the amount paid for insurance coverage
- regulatory (adj) /ˈreɡjʊleɪtəri/ – controlling or supervising through rules and regulations
Conclusion
This topic continues to be relevant in IELTS examinations. Practice writing essays on related topics such as:
- The role of traditional medicine in modern healthcare
- Government regulation of alternative medical practices
- Cost-effectiveness of preventive healthcare
Share your practice essays in the comments section for feedback and improvement suggestions.
